Your Insurance Specialist 

Registered Financial Adviser 318606

With extensive experience gained over 10 years in financial services, I am passionate about matching my clients with the insurance cover that’s right for them.


During 8 years spent at one of the country’s largest banks, I worked on a broad range of financial products, from accounts to investments, KiwiSaver and personal lending, before finding my niche in the personal insurance arena. For me, insurance is all about protecting my clients’ quality of life if they fall ill, have an accident or worse.

After leaving the bank, I gained a more diverse skill set as a Registered Financial Adviser this further increased my knowledge of the insurance market and gave me an in-depth understanding of ACC Levies for the Self Employed.


Using my combined knowledge and experience, I formed Lifestyle Cover NZ Limited in June 2014 and I’ve never looked back. My focus on customer service and bespoke solutions has won me repeat business and multiple referrals. With a strong commitment to going the extra mile for my clients to ensure they’re getting the best cover possible for reasonable premiums, I have a reputation for being able to demystify the complex world of insurance.


If you are Self Employed to ensure your Insurance cover isn’t hugely offset by ACC claims, I make sure you know exactly what you’ll be entitled to by completing an ACC Restructure. In doing this we create a solution that will have your Insurance and ACC levies complementing each other.


When looking at Private Medical Insurance I recommend providers who offer treatment not found under the public health sector, including Non-Pharmac medicines, holistic practices and overseas alternatives so you have the freedom to choose what treatments would be best for you, helping you get better quicker!


Cost to you? Good news, my services are completely free of charge, I am paid by whichever Insurer best suits your needs and this includes ongoing care with assistance at renewal time and during the claims process.


With an ability to match the right provider to the right client, my promise to you is that I’ll keep working until I find the premium, price and cover you need to protect yourself, your home and your family.


Best Wishes!


- Nicole Skewes

Nicole's Mission

"My personal mission is to make insurance as easy to understand as possible and deliver to your door the right cover at the right price." 

About Nicole Skewes


"Nicole is a fantastic insurance broker – everything was so incredibly easy!! Nicole’s friendly & approachable manner made us feel very comfortable with a subject that is often in the “too hard basket”.


We were pleased when Nicole re-visited us with a solution that met all our needs, provided much more cover than we currently had & at a competitive rate.


I’d highly recommend Nicole to anyone that’s needing insurance, or has insurance & wants to improve their cover."

Kristy & Shannon Rea, North Shore, Auckland


" Nicole is a fabulous broker, she is very warm professional and great at her job, throughout the whole process she looked out for my best interests and gave me great advice, totally recommend Nicole!


She even had some of my exclusions removed!!! Thanks heaps"


 Jess Cooper


Monday - Friday 

9.00 am to 5.00 pm


Albany, Auckland


Evenings & Weekends by Appointment

Please reload

Enter your details to

Featured Blogs

Lorraine joined Lifestyle Cover in January 2016 to assist with managing the administration needs of our clients.  Her role also includes looking after the office in Albany. Lorraine has 16 years experience in the Financial Services Industry, including working with Insurance Advisers and Mortgage Brokers, plus over 10 years in the banking sector.


Lorraine is someone you will get to know through email when becoming a client of Lifestyle Cover. If you would like to make contact with her feel free to email or phone the office 09 414 7930.

About Lorraine Armstrong

Personal Assistant

© 2014 Nicole Skewes: Lifestyle Cover    >>>     Call Nicole: 021 130 3967     >>>     Follow Nicole: 

  • Facebook - Grey Circle
  • LinkedIn - Grey Circle